Credit Card Payment Channel

Details of interest rate, service fee and other charges of using HSBC Credit Card
Effective from 9 April 2010

1. Interest rate	20% per annum
Beginning date of interest calculation	Posting Date
2. Minimum payment required	10% of the total monthly billing statement or at least THB 500
3. Cash Advance Fee*	3% of the total cash advance amount**
4. Interest Free period	Up to 51 days from the posting date
5. Fees by card type (THB per annum)*	VISA Platinum		VISA / MasterCard Gold			Visa Classic/ MasterCard Standard
	Primary	Supplementary	Primary		Supplementary	Primary		Supplementary
5.1 Joining fee	-	-	-		-	500		-
5.2 Annual fee	3,800	-	1,500		800	500		300
6. Payment Charges	Bangkok and greater Bangkok area***				Upcountry area
	Counter	ATM	Internet	Phone	Counter	ATM	Internet	Phone
Krung Thai Bank (No maximum limit)	25	10	15	-	25	20	15	-
Siam Commercial Bank (No maximum limit)	20	15	15	15	35	15	15	15
Bank of Ayudhya (No maximum limit)	20	20	20	10	35	35	35	20
KASIKORNBANK (No maximum limit)	25	15	15	15	40	20	20	20
United Overseas Bank (No maximum limit)	30	30	30	30	40	40	30	30
Thai Military Bank (No maximum limit)	15	15	15	15	30	15	15	15
Siam City Bank (Cash only, No maximum limit)	10	10	10	-	20	20	20	-
CIMB Thai Bank (Cash only, Maximum THB 100,000)	15	-	-	-	15	-	-	-
Bank for Agriculture and Agricultural Cooperatives (Cash only, maximum THB 70,000)	10	-	-	-	20	-	-	-
The Government Saving Bank (Cash only, No maximum limit)	10	10	-	-	20	10	-	-
Government Housing Bank (No maximum limit)	10	-	-	-	20	-	-	-
LH Bank (No maximum limit)	15	15	-	-	25	25	-	-
HSBC (No maximum limit)	50	Free	Free	Free	-	-	Free	Free
HSBC Self-deposit box (Maximum THB 50,000)	Free	-	-	-	-	-	-	-
Pay at Post (Cash only, No maximum limit)	10	-	-	-	10	-	-	-
Counter Service (Cash only, Maximum THB 30,000)	15	-	-	-	20	-	-	-
Jay Mart PayPoint (Cash only, No maximum limit)	15	-	-	-	15	-	-	-
mPAY STATION (Maximum THB 50,000)	15	-	-	-	15	-	-	-
TOT Customer Service Center (Cash only, Maximum THB 30,000)	15	-	-	-	15	-	-	-
True Partner (Cash only, Maximum THB 30,000)	15	-	-	-	20	-	-	-
TESCO Lotus Express (Cash only, no maximum limit)	10	-	-	-	10	-	-	-
7. Debt collection fee*	THB 250 each time a cardholder fails to pay the due balance****
8. Replacement card fee*	THB 200/transaction
9. Copy of statement fee*	THB 50/transaction (credit card billing statement)
10. Copy of sales slip fee*	THB 200/transaction
11. Replacement credit card PIN fee*	THB 200/transaction
12. Currency Conversion Risk Factor	Any transaction by the use of credit card in any foreign currency will be converted into Thai Baht at the exchange rate referenced by Visa Internationnal Inc. or MasterCard International Inc. with the hedging premium, not exceeding 2.5%

Remarks :

* Fee and charges of item 3, 5, 7, 8, 9, 10 and 11 excluded VAT.

** Cardholder is to pay interest at 20% per annum for cash advance. Bank will calculate the interest from the date cash advance is made upto the date the amount is paid back in full.

*** Greater Bangkok areas = Samutprakarn, Nonthaburi and Patumthani

Krung Thai Bank : For payment of over 30,000 baht, 0.1% of every 10,000 baht will be charged with maximum of 1,000 baht

Siam Commercial Bank: For upcountry payment of over 100,000 baht, 0.1% of exceeding amount will be charged with maximum of 1,000 baht

LH Bank : will accept cheque of other banks within clearing zone only.

The Government Saving Bank : For payment of over 50,000 baht, 0.1% of exceeding amount will be charged with maximum of 1,000 baht

Pay at Post : Payment fee of THB 10 (excluding VAT) for every THB 50,000 paid

HSBC has announced this information on 5 April 2010

Download Letter of Conscent for Direct Debit Service

Credit Card Payment Channel

Details of interest rate, service fee and other charges of using HSBC Credit Card Effective from 9 April 2010

Details of interest rate, service fee and other charges of using HSBC Credit Card
Effective from 9 April 2010