HSBC Premier MasterCard^® Payment Channel

Details of interest rate, service fee and other charges of using HSBC Premier MasterCard^®
Effective from 17 August 2009

1. Interest rate	19% per annum
Beginning date of interest calculation	Posting Date
2. Minimum payment required	10% of the total monthly billing statement or at least THB 500
3. Cash Advance Fee*	3% of the total cash advance amount**
4. Interest Free period	Up to 51 days from the posting date
5. Fees by card type (THB per annum)*	HSBC Premier
	Primary				Supplementary
5.1 Joining fee	-				-
5.2 Annual fee	-				-
6. Payment Charges	Bangkok and greater Bangkok area***				Upcountry area
	Counter	ATM	Phone	Internet	Counter	ATM	Phone	Internet
Krung Thai Bank (No maximum limit)	25	10	15		25	20	-	15
Siam Commercial Bank (No maximum limit)	20	15	15	15	35	15	15	15
Bank of Ayudhya (No maximum limit)	20	20	20	10	35	35	20	35
KASIKORNBANK (No maximum limit)	25	15	15	15	40	20	20	20
United Overseas Bank (No maximum limit)	30	30	30	30	40	40	30	30
Thai Military Bank (No maximum limit)	15	15	15	15	30	15	15	15
Siam City Bank (No maximum limit)	10	10	10	-	20	20	-	20
CIMB Thai Bank Public Company Limited (Maximum THB 100,000)	15****	-	-	-	15	-	-	-
Bank for Agriculture and Agricultural Cooperatives (Maximum THB 70,000)	10	-	-	-	20	-	-	-
The Government Saving Bank (Cash only, no maximum limit)	10	10	-	-	20	10	-	-
Government Housing Bank (No maximum limit)	10	-	-	-	20	-	-	-
LH Bank (No maximum limit)	15	15			25	25	-	-
HSBC (No maximum limit)	Free	Free	Free	Free	-	-	Free	Free
HSBC Self-deposit box (Maximum THB 50,000)	Free	-	-	-	-	-	-	-
Pay at Post (No maximum limit)	10	-	-	-	10	-	-	-
Counter Service (Maximum THB 30,000)	15	-	-	-	20	-	-	-
Jay Mart PayPoint (No maximum limit)	15	-	-	-	15	-	-	-
mPAY STATION (Maximum THB 50,000)	15	-	-	-	15	-	-	-
TOT Customer Service Center(Maximum THB 30,000)	15	-	-	-	15	-	-	-
True Partner (Maximum THB 30,000)	15	-	-	-	20	-	-	-
TESCO Lotus Express (Cash only, no maximum limit)	10	-	-	-	10	-	-	-
7. Debt collection fee*	THB 250 each time a cardholder fails to pay the due balance****
8. Replacement card fee*	Free
9. Copy of statement fee*	THB 50/transaction (credit card billing statement)
10. Copy of sales slip fee*	THB 200/transaction
11. Replacement credit card PIN fee*	THB 200/transaction
12. Currency Conversion Risk Factor	Any transaction by the use of credit card in any foreign currency will be converted into Thai Baht at the exchange rate referenced by Visa Internationnal Inc. or MasterCard International Inc. with the hedging premium, not exceeding 2.5%

Remarks :

* Fee and charges of item 3, 5, 7, 8, 9, 10 and 11 excluded VAT.

** Cardholder is to pay interest at 16% per annum for cash advance. Bank will calculate the interest from the date cash advance is made upto the date the amount is paid back in full.

*** Greater Bangkok areas = Samutprakarn, Nonthaburi and Patumthani

**** Effective from 1 October 2009 onwards

Krung Thai Bank : For payment of over 30,000 baht, 0.1% of every 10,000 baht will be charged with maximum of 1,000 baht

Siam Commercial Bank : For upcountry payment of over 100,000 baht, 0.1% of exceeding amount will be charged with maximum of 1,000 baht

LH Bank : will accept the cheque of same clearing zone only.

The Government Saving Bank : For payment of over 50,000 baht, 0.1% of exceeding amount will be charged with maximum of 1,000 baht

Pay at Post : Payment fee of THB 10 (excluding VAT) for every THB 50,000 paid

HSBC has announced this information on 14 August 2009

Download Letter of Conscent for Direct Debit Service

HSBC Premier MasterCard® Payment Channel

Details of interest rate, service fee and other charges of using HSBC Premier MasterCard® Effective from 17 August 2009

HSBC Premier MasterCard^® Payment Channel

Details of interest rate, service fee and other charges of using HSBC Premier MasterCard^®
Effective from 17 August 2009