Deposit Interest Rate
(For Juristic Person Customers)
(Table 1 Deposit Interest Rate)
Deposit Interest Rate (% per annum)
Effective from 28 October 2015
Unit: % p.a.
| ประเภทเงินฝาก / Deposit Type | ประเภทลูกค้า / Customer Type | |||
|---|---|---|---|---|
| นิติบุคคล / Juristic Person* |
สถาบัน / Institution |
นิติบุคคลผู้มีถิ่นฐาน อยู่นอกประเทศ / Non-resident- Juristic Person |
||
| 1. กระแสรายวัน /Current Account | 0.000 | 0.000 | - | |
| 2. ออมทรัพย์ /Savings Account | 0.050 | 0.050 | - | |
| 2.1 ออมทรัพย์พิเศษ / Savings Plus | ||||
| ออมทรัพย์พิเศษ 1 (Savings Plus I ) (0-99,999,999) |
0.100 | 0.100 | - | |
| ออมทรัพย์พิเศษ 2 (Savings Plus II ) (100,000,000-499,999,999) |
0.200 | 0.200 | - | |
| ออมทรัพย์พิเศษ 3 (Savings Plus III ) (500,000,000-999,999,999) |
0.250 | 0.250 | - | |
| ออมทรัพย์พิเศษ 4 (Savings Plus IV) (1,000,000,000 และมากกว่า/ and over) |
0.400 | 0.400 | - | |
| 3. ฝากประจำ/Time Deposit | ||||
| 1 สัปดาห์ (Week) จำนวนเงิน/Amount |
||||
| น้อยกว่า / Less than 3,000,000 | 0.000 | 0.000 | - | |
| (3,000,000 และมากกว่า) (3,000,000 and over) | 0.400 | 0.400 | - | |
| 2 สัปดาห์ (Week) จำนวนเงิน/Amount |
||||
| น้อยกว่า / Less than 3,000,000 | 0.000 | 0.000 | - | |
| (3,000,000 และมากกว่า) (3,000,000 and over) | 0.400 | 0.400 | - | |
| 3 สัปดาห์ (Week) จำนวนเงิน/Amount |
||||
| น้อยกว่า / Less than 3,000,000 | 0.000 | 0.000 | - | |
| (3,000,000 และมากกว่า) (3,000,000 and over) | 0.400 | 0.400 | - | |
|
1 เดือน/Month จำนวนเงิน/Amount |
||||
| น้อยกว่า / Less than 3,000,000 | 0.000 | 0.000 | - | |
| (3,000,000 และมากกว่า) (3,000,000 and over) | 0.450 | 0.450 | - | |
| 2 เดือน/Months จำนวนเงิน/Amount |
||||
| น้อยกว่า / Less than 3,000,000 | 0.000 | 0.000 | - | |
| (3,000,000 และมากกว่า) (3,000,000 and over) | 0.450 | 0.450 | - | |
| 3 เดือน/Months จำนวนเงิน/Amount |
||||
| น้อยกว่า / Less than 3,000,000 | 0.000 | 0.000 | - | |
| (3,000,000 และมากกว่า) (3,000,000 and over) | 0.450 | 0.450 | - | |
| 6 เดือน/Months จำนวนเงิน/Amount |
||||
| น้อยกว่า / Less than 3,000,000 | 0.000 | 0.000 | 0.000 | |
| (3,000,000 และมากกว่า) (3,000,000 and over) | 0.500 | 0.500 | 0.350 | |
| 12 เดือน/Months จำนวนเงิน/Amount |
||||
| น้อยกว่า / Less than 3,000,000 | 0.000 | 0.000 | 0.000 | |
| (3,000,000 และมากกว่า) (3,000,000 and over) | 0.500 | 0.500 | 0.350 | |
| 24 เดือน/Months จำนวนเงิน/Amount |
||||
| น้อยกว่า / Less than 3,000,000 | 0.000 | 0.000 | 0.000 | |
| (3,000,000 และมากกว่า) (3,000,000 and over) | 0.700 | 0.700 | 0.550 | |
| 36 เดือน/Months จำนวนเงิน/Amount |
||||
| น้อยกว่า / Less than 3,000,000 | 0.000 | 0.000 | 0.000 | |
| (3,000,000 และมากกว่า) (3,000,000 and over) | 0.750 | 0.750 | 0.600 | |
*Remarks
Conditions of interest payment
- For time deposit accounts, in case that there is a withdrawal prior to the maturity date, HSBC will pay interest as follows:
- Time deposit account with tenor less than 3 months (i.e. 1 or 2 months); deposit period is less than such specified tenor: interest = 0 per cent
- Time deposit account with tenor 3 months or more;
- Deposit period is less than 3 months: interest = 0 per cent
- Deposit period is at least 3 months or more : interest = interest rate for savings account of the same/similar type and tier OR interest rate for time deposit account, whichever is lower.
- Juristic Persons herein include Limited Company, Public Company Ltd., Limited Partnership, Registered Ordinary Partnership, Officials, State Enterprises, Association, Foundation, and Non-Profit Organisation.
- Institutional customers include Provident Funds, Mutual Funds and Non-Life Insurance Companies
- For Savings Plus
- Savings Plus I are for Juristic Person/Institutional customers who have a total deposit with HSBC of THB 0-99,999,999.99 and receive an invitation letter from HSBC.
- Savings Plus II are for Juristic Person/Institutional customers who have a total deposit with HSBC of THB 100,000,000-499,999,999.99 and receive an invitation letter from HSBC.
- Savings Plus III are for Juristic Person/Institutional customers who have a total deposit with HSBC of THB 500,000,000-999,999,999.99 and receive an invitation letter from HSBC.
- Savings Plus VI are for Juristic Person/Institutional customers who have a total deposit with HSBC of THB 1,000 million or more and receive an invitation letter from HSBC.
- For Time deposit
- Time Deposit Plus is for Juristic Person/Institutional customers who have a total deposit with HSBC of THB 100 million or more or receive an invitation letter from HSBC.
- HSBC may pay interest for any deposit accounts higher than rates announced to customers who meet additional HSBC conditions 6.1 or 6.2 and meet the condition 6.3 stated below which shall not exceed 2.0 per cent p.a. from the highest offering interest rate of each type and tier.
- Customers who use HSBC as their main operating account
- Customers who use HSBC Global Liquidity and Cash Management
- Customers who receive an invitation letter from HSBC.
- Interest calculation method, frequency for interest payment, and number of days in the year used for interest calculation
- HSBC uses the following interest calculation method End of day deposit balance x interest rate x number of deposit days/number of days in the year
- For Savings Accounts, HSBC pays interest to customer on a semi-annual basis
- For Time Deposit Accounts, HSBC pays interest to customer on its maturity date. If the maturity date falls on a bank holiday, then maturity date will be on the next banking day.
- HSBC uses 365 days for interest calculation except leap year where 366 days will be used
- Principle and interest of a non-resident Thai Baht deposit account according to Exchange Control regulations of Bank of Thailand is not protected by Deposit Protection Agency.
- Current Account, Savings Account and Time Deposit Account are protected by Deposit Protection Agency at the coverage amount specified by law.
Authorised Signatory (Mr. Asdaporn Vanabriksha)
Announced on 26 October 2015